Every growing business reaches the stage where they can finally afford to invest in a more generous pension scheme. In many ways, this is an exciting opportunity to better support your employees, improve your ability to attract and retain talent, and ensure the pension reflects your priorities or values.
There’s only one snag: businesses must navigate regulatory requirements, ensure their chosen scheme offers the best possible value, and handle all the associated admin. Thankfully, you can outsource it all to the experts at Engage Wealth Management.
In one short phone call you can find out more about the process of upgrading your pensions scheme and how we might be able to help.
Our team at Engage Wealth Management will talk you through your options and, as independent financial advisors, you can be assured we’ll only recommend pension schemes based on our impartial professional judgement.
Arrange a free discovery call with our FCA-regulated policy experts to find out how we can help: [email protected] or 01273 076587
Arranging workplace pensions is a complicated business and one you wouldn’t want to rush into – however eager you may be to get everything sorted. After all, you need to ensure you comply with auto-enrolment rules, make the right investment choices, and ensure it’s easy to access for employees… And these are just a few things to consider.
Engage Wealth Management supports businesses every step of the way from advising and arranging workplace pensions, to promoting the pension to staff and handling ongoing queries.
Here’s a summary of how we support businesses like yours:
When you first get in touch, you’ll have the chance to tell us about your business, its employees and what you’re looking to achieve through your workplace pension. We take the time to listen carefully so we can properly identify your priorities and preferences. Meanwhile you’ll have the time and space to ask all the questions you ever wanted to ask.
We immediately start addressing the issues and explaining the ways in which we can help. Just because something’s complicated, it doesn’t mean it can’t be explained simply and understood by non-experts. You’ll also have plenty of time to digest everything and ask as many follow-up questions as you require.
At every stage you will receive honest, impartial advice. We do not have any “preferred partnership agreements” to cloud our judgement. We also don’t have any shareholder interests to protect. Our sole focus is on giving you the best workplace pensions advice so you can make the smartest decision for your business and its employees.
You will be presented with the most competitive pension options that best fit your goals. We assess factors like service charges and fees, investment options, scheme performance data, risk profiles, customer service levels and ease-of-use – including digital platform features.
As you shift from one pension scheme to another, we’ll ensure you’re ticking all the boxes from a compliance perspective so that you don’t fall foul of The Pensions Regulator (TPS). This includes support in your auto-enrolment setup, re-enrolment and declaration of compliance.
Financial wellbeing is a big issue right now, and we help businesses educate their employees about their pensions by providing team presentations and giving staff the chance to ask one-to-one questions. We provide monthly financial guides and offer staff the opportunity to sign-up to our bi-weekly financial education newsletter.
While we’ll give you a direct contact at the pension provider, we will continue to be on-hand to provide workplace pensions advice as and when you or your staff need it. If your business continues to grow or the scheme comes up at renewal; we’ll always be there to help.
Our ongoing service can include the following:
• Monthly financial guides
• Retirement webinars (age 45+)
• Pension surgeries (1-1 meetings)
• Group presentations
• Reviewing existing pensions
• ‘Wealth builders’ webinar for younger staff.
• Ongoing assistance with auto-enrolment duties
• Default investment review and two-yearly benchmarking
“We are incredibly pleased with the service provided by Oliver and Engage Wealth. Their expertise in handling our company’s auto-enrolment and shareholder protection was truly impressive. They made what seemed like a complex process simple and straightforward, guiding us every step of the way with professionalism and clarity. Their attention to detail and personalized approach gave us complete confidence that we were in the best hands. Highly recommend their services to any business looking for reliable financial guidance.”
Our pensions advisors carry the relevant industry qualifications, including the Diploma for Financial Advisers (DipFA) and Diploma in Financial Planning (DipPFS) from LIBF and the CII respectively. Our advisers also hold qualifications in mortgages, equity release, long-term care and Pension Transfer Specialist (PTS) qualifications.
Engage Wealth Management works with a broad range of businesses, ranging from start ups with 10 employees to businesses employing 1500 staff.
The many positive comments and reviews we regularly receive from our clients is perhaps the best evidence of our expertise as workplace pensions advisors.
“Oliver has provided excellent advice and support and is always willing to offer advice and to action subsequent requests with thoughtful and professional advice.”
Engage Wealth Management recently worked with a 70-employee strong company holding a pension plan with Nest. Neither the staff nor the company itself were particularly happy with the pension – hence they came to us for advice.
“We helped them move to a pension plan with a different provider, which is something we’ve done many times,” said Oliver McDonald, Engage Wealth Management’s MD and Financial Planner. “This will mean lower fees for the employees and a much wider investment choice. It’s also now much easier to access as they’ve got an app on their phone – a ‘pension in your pocket’ type setup.
“Overall it’s much easier for everyone to access and get their head around, and it’s also providing a more competitive offering which helps keep staff happy and improves their overall benefits package in the eyes of potential candidates.”
Are you looking to upgrade your pension? Contact our professional advisers at Engage Wealth Management via the contact form below.
Engage Wealth Management is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales Company no. 13010558 Registered Office: 1a City Gate, 185 Dyke Road, Hove BN3 1TL FCA Firm Number: 942618 To visit the FCA consumer website, The Money Advice Service please click here https://www.moneyadviceservice.org.uk/en. To visit the Financial Ombudsman Service, please click here https://www.financial-ombudsman.org.uk/
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