Independent Financial Advice
Chris
“I’ve used Oliver as my IFA for a few years now and I have been impressed by how incredibly knowledgeable, responsive and hard working he is. I have experienced many other IFAs over the years, and Oliver is definitely the only one I’d recommend”
Colin
“Excellent attentive financial service, nothing was too much trouble. I wouldn’t hesitate to use again in the future”
Mark
Very professional. They help with my financial planning with excellent advice on how to achieve my goals. I thoroughly recommend them”
Chris
I have been impressed by how incredibly knowledgeable, responsive and hard working Oliver is.
Vouchedfor review
“We were really happy with the service and quality of the advice”
Our Typical Clients
We enjoy working with many people to achieve their financial goals. However, our expertise lies in the following areas:
Workplace Pensions Advice
How ready are you for retirement?
Latest blog posts
We enjoy sharing our knowledge and expertise. Our blog posts provide insight into essential money topics
The first-time buyer’s guide to saving a property deposit
Saving for that all-important property deposit can be a challenge for a first-time buyer, especially
Guide: 5 insightful lessons you could learn from the world’s most successful investors
Even for professional investors, consistently delivering above-average market returns on investments is challenging. Those who
What is “financial vulnerability” and why should it matter to business owners?
When you think of the word “vulnerability”, you might not associate it with money or
3 effective ways to emotionally and financially prepare for a 100-year life
The oldest man in the world currently lives in a care home in Liverpool. John
Is social media affecting your financial behaviours? Here’s what you should know
In May 1997, Andrew Weinreich launched a website called Six Degrees, widely considered to be
Guide: How an Olympic mindset could help you manage your finances effectively
What makes an Olympian? Natural talent or the hours put into training might be the
What a Labour government could mean for your finances
In a decisive and historic victory, the Labour Party won the 2024 UK general election
What the 2024 general election could mean for your finances
2024 has been called “the year of elections” with an estimated 2 billion people around
Guide: How to find purpose and get the most out of your retirement
Retirement might be a chapter of your life you’ve been looking forward to for years.
The essential guide to mortgages
Most people who buy property will use some form of mortgage. Indeed, according to the
£1.3 Billion in pension tax relief left unclaimed
An estimated £1.3 billion in pension tax relief remains unclaimed in the UK, according to
4 simple ways to reduce your financial anxiety in Stress Awareness Month
April is recognised as Stress Awareness Month in the UK, which aims to raise awareness
FAQ
Most frequent questions and answers
Yes – 100%. This means we are not linked to any insurance or investment providers, allowing us to select the most appropriate solution for you. We are also directly authorised with the Financial Conduct Authority.
No – There are lots of factors to take into account when planning for retirement. There are great tax benefits to saving into a pension and with the new flexibilities afforded by the Pension Freedoms legislation, the way you access your pension has never been easier.
You might not need anything extra. It all depends on your circumstances and your views on insurance.
Remember though, your employer offers life insurance/Critical Illness cover/Income Protection etc as an employee benefit and they are not obliged to offer these. What if they decide to remove them. What if you move onto another employer – does the new employer offer the same benefits. By arranging your own protection policies, they are guaranteed to remain in place if you pay the monthly premiums.
Too many reasons to list here!
One of the disadvantages and great advantage of pensions…you cannot access your money until age 55 (for now).
Add in the tax advantages and better historical returns, pensions should definitely form part of your overall plan. Cash at the bank has it’s place, but not for long-term retirement planning.
Just yourself and anyone else you want involved (spouse/children). We’ll have a chat about your circumstances and go from there.
Your first meeting is at our cost, just to establish how & if we can help.
“If you can’t explain it simply you don’t understand it well enough” – Oliver McDonald. Apparently Einstein may have said something similar.
We’ll always keep our advice at a high level and explain in plain English.