Could my company pay my life insurance?
If you’re the owner of a limited company, this could be a win-win. Whether you’re a director or looking for life insurance for certain staff then a Relevant Life Policy could be the answer. The business/employer pays no National Insurance on contributions The business receives corporation tax relief Benefits are not taxed as employment income […]
Should I consolidate my pensions?
Check these 5 details before doing anything Sick of dealing with huge amounts of paperwork from multiple pension companies? As independent financial advisers, our most common queries relate to pensions advice. And within this, consolidating pensions and retirement planning are top scorers. If you’ve built up pensions from different employers over the years, you might […]
Mind the (Income Protection) Gap
Could you live on £96.35 per week? Who pays your mortgage if you can’t work? How many months could you live off your savings? The global pandemic has forced us into regular conversations around death and illness. The pandemic has also highlighted the crucial need for financial safety. This is where insurance policies can help. […]
7 tips to get your life insurance in order
Everyone knows the shocking statistic that 1 in 2 of us will get cancer in our lifetime. Did you also know it’s costs an average of £230,000 to raise a child to age 21? The chances of you dying prematurely are slim, but if you have anyone depending on you financially then life insurance […]
6 ways to access your pension
The wonderful, over-complicated world of pensions is full of jargon, so let’s start with a jargon-buster: Annuity: An annuity allows you to swap your pension savings for a guaranteed regular income that will last for the rest of your life. Flexi-access drawdown: Flexi-access drawdown is a pension product that lets you access your pension savings whenever you need […]
Pensions and marathons
If the title of this blog has filled you with dread, you are not alone. In fact, as a keen runner myself the thought of running a marathon certainly doesn’t fill me with joy. If you’re pension knowledge isn’t up to speed, have a read of our topic guide ‘An Introduction To Pensions’ here. It’s […]
WHO WHAT WHEN WHERE HOW WHY?
As this is our first blog, we thought it would be useful to explain a little bit about us. So here you go… WHO do we help? Our clients are from diverse backgrounds. This is what I love about our profession – meeting different people with unique stories and differing requirements from a trusted adviser. […]
