Although no-one likes to dwell on it too much, it’s important to make provisions in case the worst happens.
Life Insurance pays out a lump sum to an insured’s loved-ones in the event of their death. People often take out this policy to ensure their partner or children are protected from financial hardship when they can no longer depend on their earnings.
The consequences of that financial loss can be severe – outstanding rent, mortgage payments, and all manner of bills, all need to be paid regardless of the distressing situation your family might be left in.
However, a good life insurance policy will ensure your dependents are financially protected, giving you one less thing to worry about.
Our broking team at Engage Wealth Management will help provide peace of mind by talking through the process of arranging a life insurance policy, gathering quotations and helping set up the policy should you wish to proceed.
Arrange a free discovery call with our FCA-regulated life insurance specialists to find out how we can help: [email protected] or 01273 076587
While you are free to contact an insurer directly, it’s useful to get impartial advice from expert financial advisers. We’ll talk you through the technical aspects of setting up life cover and make you aware of any extra perks offered by certain providers.
You’ll have plenty of time to talk things through and ample opportunity to consider your options.
Here’s a brief summary of how we can help:
We’ll start by sitting down and discussing the reasons why you want life cover. What is your current financial situation? What is your risk profile? And what are your family’s needs?
You’ll have plenty of opportunity to quiz our experts about how the policy works and learn more about the support we offer.
Once you’ve decided to proceed and we’ve determined the amount of cover you’ll need, we’ll start sourcing quotes from insurers and evaluating the options you have available.
As independent financial advisers, we can often negotiate better terms than you would otherwise find in the market. You’ll receive a recommendation based on our in-depth knowledge of the market.
You will be given as much time as you need to make a decision and we’ll be there to answer any further questions you have about the policy.
Once you’ve decided to buy the policy, we’ll set it up with the insurer on your behalf and take care of all the paperwork. We’ll also support you throughout the underwriting process.
We’ll be on-hand to provide assistance throughout the life of your policy, including helping with claims, should you need it.
You can contact us should you wish to review the policy in the future.
“We were able to get the right level of cover for our needs and that helped keep my monthly payments as low as possible. Nothing could have gone smoother or been explained any clearer, really happy with the service I received.”
As well as being experienced in arranging Life Insurance for clients, our advisers carry all the relevant industry qualifications, including the Diploma for Financial Advisers (DipFA) and Diploma in Financial Planning (DipPFS) from LIBF and the CII respectively. Our advisers also hold qualifications in mortgages, equity release, long-term care and Pension Transfer Specialist (PTS) qualifications.
The many positive comments and reviews we regularly receive from our clients is perhaps the best evidence of our expertise in helping people get appropriate life insurance cover.
“Prior to owning my own home I wanted to make sure that I had sufficient life insurance and income protection in place to financially protect my family should the worst happen.
“…When it came to the life insurance we were able to get the right level of cover for our needs and that helped keep my monthly payments as low as possible. Nothing could have gone smoother or been explained any clearer, really happy with the service I received.”
Engage Wealth Management featured in VouchedFor’s Top Rated Financial Adviser Guide, as published in The Times and The Telegraph. We’ve also featured in Sussex Business Times (SBT), Citywire, Financial Planner Life podcast and Fund Your Retirement podcast.
Are you looking to find affordable life cover? Contact our professional advisers at Engage Wealth Management via the contact form below.
Engage Wealth Management is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales Company no. 13010558 Registered Office: 1a City Gate, 185 Dyke Road, Hove BN3 1TL FCA Firm Number: 942618 To visit the FCA consumer website, The Money Advice Service please click here https://www.moneyadviceservice.org.uk/en. To visit the Financial Ombudsman Service, please click here https://www.financial-ombudsman.org.uk/
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