3 effective ways to emotionally and financially prepare for a 100-year life

A birthday cake with a “100” candle on it

The oldest man in the world currently lives in a care home in Liverpool. John Tinniswood, a great-grandfather from Merseyside, is 111 years old and took the title of world’s oldest man when the previous record holder passed away aged 114. According to the BBC, he puts his longevity down to a regular meal of […]

Is social media affecting your financial behaviours? Here’s what you should know

A woman on the train using her phone

In May 1997, Andrew Weinreich launched a website called Six Degrees, widely considered to be the first social media platform. While we see them as common these days, features such as personal profiles and friend lists were a novelty for users. Six Degrees didn’t survive because, in 1997, there simply weren’t enough people online to […]

Guide: How an Olympic mindset could help you manage your finances effectively

What makes an Olympian? Natural talent or the hours put into training might be the first things that come to mind. However, their approach and mindset play an important role in their achievements too.  An athlete’s mentality will have a huge effect on how they pursue goals and their ability to perform well when it […]

What a Labour government could mean for your finances

In a decisive and historic victory, the Labour Party won the 2024 UK general election with a significant majority and Keir Starmer has become the UK prime minister after 14 years of Conservative government. The new chancellor, Rachel Reeves, has already pledged to “fix the foundations” of the British economy in a bid to drive […]

What the 2024 general election could mean for your finances

general election sign in front of the Palace of Westminster

2024 has been called “the year of elections” with an estimated 2 billion people around the world heading to the polls. Voters in the UK will have their say on 4 July. Now that each of the main parties has published their manifestos, here’s what the 2024 general election could mean for your finances. Conservatives […]

Guide: How to find purpose and get the most out of your retirement

Retirement might be a chapter of your life you’ve been looking forward to for years. Perhaps you’ve been daydreaming about how you’ll make use of the extra time, or you’ve already planned an adventure to kickstart your life after work. Yet, for many people, retirement can be a difficult adjustment. While work often means less […]

The essential guide to mortgages

Most people who buy property will use some form of mortgage. Indeed, according to the Financial Conduct Authority (FCA), in the final quarter of 2023, the total amount borrowed through residential mortgages was £1,657.6 billion. While buying a property is an exciting time, the mortgage market may seem confusing. It can feel like there are […]

£1.3 Billion in pension tax relief left unclaimed

An estimated £1.3 billion in pension tax relief remains unclaimed in the UK, according to a Pension Bee freedom of information request in 2023, from the 2016/17 tax year to the 2020/21 tax year. Many staff are unaware that pension tax relief can be claimed for higher or additional rate taxpayers. If your contributions are […]

4 simple ways to reduce your financial anxiety in Stress Awareness Month

Stressed middle-aged man looking at financial paperwork

April is recognised as Stress Awareness Month in the UK, which aims to raise awareness of both the causes and potential cures for the modern-day stress epidemic. Financial stress can be experienced by people from all walks of life, regardless of their age or circumstances. Indeed, research by the Mental Health Foundation has revealed that […]

What the State Pension triple lock could mean for your retirement

Happy senior couple walking on beach

You might have been dreaming about retiring for many years. Perhaps you have big travel plans or can’t wait to spend more time with your children and grandchildren. However, the cost of living crisis that the UK has been experiencing since late 2021 means your carefully planned retirement savings may need to stretch further than […]