Your guide to the new Inheritance Tax and pension rules
Did you know that from 6 April 2027, most pensions will be included in your estate when calculating Inheritance Tax? The shake-up is expected to lead to an additional 10,500 estates becoming liable for the tax in 2027/28, and around 38,500 estates will pay more tax due to the reforms1. As, under existing rules, pensions […]
Guide: Your guide to planning for later-life care
While it’s impossible to know what life has in store, longer life expectancies and rising expenses mean care costs now form an essential area of financial planning. Download our useful guide to find out what you need to know about planning for later-life care.
Guide: How to plan for a 100-year life
The number of people celebrating their 100th birthday in the UK is on the rise. As life expectancy continues to increase, it is more important than ever to plan financially for a 100-year life. Discover how you might plan for later life in this useful guide.
Financial Planning for Business Owners in Brighton & Sussex
Financial Planning for Business Owners in Brighton & Sussex Many of the people we work with are business owners or professionals based in Brighton & Hove, or the wider Sussex area. People often seek our advice when they want greater clarity over their long‑term financial planning. This might involve understanding how pensions can fit in […]
Check if your financial plan is still “on course” by asking yourself these 4 questions
Circumstances change, and it’s easy for your financial plan to take off in the wrong direction. Here are 4 questions you can ask to keep your plan on course
“Chrematophobia” and how overcoming your fear of spending can boost your psychological wellbeing
Some people possess a fear of spending money (chrematophobia), yet it’s a key part of financial planning. Discover how spending can support your wellbeing
The 2026/27 tax year has arrived. Here are the key changes affecting you
The 2026/27 tax year began on 6 April. Here are the key tax changes affecting your wealth, as well as allowance resets that you can take early advantage of this year
Guide: 5 essential steps to plan for a pension shortfall if you want to retire early
Getting the most out of your retirement and reaching your goals requires careful planning. But as we all know, life doesn’t always go to plan. If you decide you want to retire sooner than originally planned – whether due to circumstances beyond your control, a health crisis, or a simple change of heart – a […]
How Much Key Person Insurance Does a CEO Need? A Scale‑Up Guide
How Much Key Person Insurance Does Your CEO Need? A Scale‑Up Guide For fast‑growing scale‑ups, a CEO isn’t simply responsible for day‑to‑day management. They’re often the main commercial driver, the holder of critical technical or strategic knowledge, and the trusted face of the business for investors. If something were to happen to them, the financial […]
Guide – SMART goals: 5 steps to effective financial planning
Planning your finances without clear goals is like setting off in your car without a destination – you might be able to keep moving, but you can’t be sure you’re heading in the right direction. That’s why goal-setting is at the heart of effective financial planning. However, not all goals are created equal. You can […]