Check if your financial plan is still “on course” by asking yourself these 4 questions
Circumstances change, and it’s easy for your financial plan to take off in the wrong direction. Here are 4 questions you can ask to keep your plan on course
“Chrematophobia” and how overcoming your fear of spending can boost your psychological wellbeing
Some people possess a fear of spending money (chrematophobia), yet it’s a key part of financial planning. Discover how spending can support your wellbeing
The 2026/27 tax year has arrived. Here are the key changes affecting you
The 2026/27 tax year began on 6 April. Here are the key tax changes affecting your wealth, as well as allowance resets that you can take early advantage of this year
Guide: 5 essential steps to plan for a pension shortfall if you want to retire early
Getting the most out of your retirement and reaching your goals requires careful planning. But as we all know, life doesn’t always go to plan. If you decide you want to retire sooner than originally planned – whether due to circumstances beyond your control, a health crisis, or a simple change of heart – a […]
How Much Key Person Insurance Does a CEO Need? A Scale‑Up Guide
How Much Key Person Insurance Does Your CEO Need? A Scale‑Up Guide For fast‑growing scale‑ups, a CEO isn’t simply responsible for day‑to‑day management. They’re often the main commercial driver, the holder of critical technical or strategic knowledge, and the trusted face of the business for investors. If something were to happen to them, the financial […]
Guide – SMART goals: 5 steps to effective financial planning
Planning your finances without clear goals is like setting off in your car without a destination – you might be able to keep moving, but you can’t be sure you’re heading in the right direction. That’s why goal-setting is at the heart of effective financial planning. However, not all goals are created equal. You can […]
Your Spring Statement update and what it means for you
Just over three months after her lengthy Autumn Budget, chancellor Rachel Reeves has addressed the House of Commons and delivered the government’s 2026 Spring Statement. Ahead of the Statement, Reeves reinforced the government’s commitment to “one fiscal event, one Budget, a year”. So, it will come as a relief to many, including business owners, that […]
Guide: 7 key allowances you might want to use before the end of the 2025/26 tax year
The new tax year will start on 6 April 2026, and many of your important allowances and exemptions will reset. Checking whether you could use these valuable allowances before the end of the 2025/26 tax year on 5 April 2026 might help your money go further. Before you make any decisions, ensure that you understand […]
How Inheritance Tax is changing for business owners and what you can do now
In the 2024 Autumn Budget, chancellor Rachel Reeves announced that, for the first time since 1992, businesses will no longer be eligible for 100% Inheritance Tax (IHT) relief on all qualifying assets, effective from April 2026. Instead, new thresholds will mean more estates comprised of business and agricultural property might be liable for IHT. Due […]
Finger-in-the-air finances: 4 important costs you might have misjudged
It’s possible to get away with a “finger-in-the-air” approach for much of our day-to-day lives, whether it’s how much salt you add to dinner or judging if the petrol left in your tank will be enough to get you to work and back. However, this strategy can be particularly risky (and costly) for your financial […]