Independent Financial Advice
Chris
“I’ve used Oliver as my IFA for a few years now and I have been impressed by how incredibly knowledgeable, responsive and hard working he is. I have experienced many other IFAs over the years, and Oliver is definitely the only one I’d recommend”
Colin
“Excellent attentive financial service, nothing was too much trouble. I wouldn’t hesitate to use again in the future”
Mark
Very professional. They help with my financial planning with excellent advice on how to achieve my goals. I thoroughly recommend them”
Chris
I have been impressed by how incredibly knowledgeable, responsive and hard working Oliver is.
Vouchedfor review
“We were really happy with the service and quality of the advice”
Our Typical Clients
We enjoy working with many people to achieve their financial goals. However, our expertise lies in the following areas:
Workplace Pensions Advice
How ready are you for retirement?
Latest blog posts
We enjoy sharing our knowledge and expertise. Our blog posts provide insight into essential money topics
The essential guide to mortgages
Most people who buy property will use some form of mortgage. Indeed, according to the
£1.3 Billion in pension tax relief left unclaimed
An estimated £1.3 billion in pension tax relief remains unclaimed in the UK, according to
4 simple ways to reduce your financial anxiety in Stress Awareness Month
April is recognised as Stress Awareness Month in the UK, which aims to raise awareness
What the State Pension triple lock could mean for your retirement
You might have been dreaming about retiring for many years. Perhaps you have big travel
Why did The Body Shop enter administration? 4 key takeaways for business owners
On 13 February 2024, private equity company Aurelius announced it had put cosmetics retailer The
Guide: 7 valuable behaviours for successful investing
How do you grow your wealth when you’re investing? Choosing the “right” investments is just
All the winners and losers from the 2024 Spring Budget
With one eye on a forthcoming general election, the chancellor has announced a Budget aimed
Your Spring Budget update – the key news from the chancellor’s statement
The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered
Guide: 10 things you can learn about your financial plan from these ABBA hits
In April 1974, a Swedish foursome took to the stage at the Eurovision Song Contest.
Guide: Everything you need to know about annuities when creating a retirement income
When you retire, you will often have a range of choices available to you about
3 timeless lessons Charles Dickens’ Great Expectations could teach you about financial planning
Charles Dickens would have turned 212 on 7 February 2024. This world-famous author penned 15
What’s next for interest and inflation rates?
Over the past couple of years, it’s been difficult to escape headlines detailing the UK’s
FAQ
Most frequent questions and answers
Yes – 100%. This means we are not linked to any insurance or investment providers, allowing us to select the most appropriate solution for you. We are also directly authorised with the Financial Conduct Authority.
No – There are lots of factors to take into account when planning for retirement. There are great tax benefits to saving into a pension and with the new flexibilities afforded by the Pension Freedoms legislation, the way you access your pension has never been easier.
You might not need anything extra. It all depends on your circumstances and your views on insurance.
Remember though, your employer offers life insurance/Critical Illness cover/Income Protection etc as an employee benefit and they are not obliged to offer these. What if they decide to remove them. What if you move onto another employer – does the new employer offer the same benefits. By arranging your own protection policies, they are guaranteed to remain in place if you pay the monthly premiums.
Too many reasons to list here!
One of the disadvantages and great advantage of pensions…you cannot access your money until age 55 (for now).
Add in the tax advantages and better historical returns, pensions should definitely form part of your overall plan. Cash at the bank has it’s place, but not for long-term retirement planning.
Just yourself and anyone else you want involved (spouse/children). We’ll have a chat about your circumstances and go from there.
Your first meeting is at our cost, just to establish how & if we can help.
“If you can’t explain it simply you don’t understand it well enough” – Oliver McDonald. Apparently Einstein may have said something similar.
We’ll always keep our advice at a high level and explain in plain English.