Guide: 7 allowances you might want to use before the end of the 2024/25 tax year
When a new tax year starts, many allowances reset. So, checking if you could use these valuable allowances before 5 April 2025, when the 2024/25 tax year ends, might help your money go further. It’s important to understand which allowances fit into your financial plan and suit your goals. So, this guide could help you […]
Half of over-55s never talk to their loved ones about their retirement goals. Here’s why it matters
You might think of goal-setting as a young person’s game. At the beginning of your adult life, the world really is your oyster; getting married, travelling the world, buying a home, and progressing up the career ladder all hover on the horizon. However, after reaching their 50s, many feel that the time for goal-setting is […]
1 in 5 people don’t know how much is going into their pension. Do you?
When you’re busy working, earning, and enjoying life with your family, it’s easy to put your pension on the back burner. After all, retirement seems like a far away dot on the horizon, so there’s nothing to worry about for now. But the truth is, the cost of retirement is going up. The Pensions and […]
3 simple tips for organising your personal finances as a busy business owner
If you run your own business, your routine is likely to be anything but “normal”. You may sometimes envy your friends and family who have a 9 to 5 job, despite feeling proud of the successful career you built from scratch. You could find that while your business has achieved great things and continues to […]
Guide: 5 key financial planning steps to consider during a divorce
Going through a divorce can be incredibly emotionally challenging, but it may also represent the beginning of a new phase of your life. When starting a new chapter, it’s important to consider your financial plan, review your goals, and prepare for any challenges you might face in the future. This could be especially true during […]
10 of the world’s best destinations to travel to during winter in the UK
It’s not hard to argue that winter is a magical period. In northern hemisphere countries like here in the UK, it’s the time of year when cities sparkle with festive lighting, snow dusts dramatic landscapes, and much of the globe slows down to celebrate what is really important to them. While some people might enjoy […]
Guide: The surprising benefits of choosing a “living legacy” for your loved ones
Leaving wealth behind for your loved ones may be a priority when developing your financial plan. After all, you’ll likely want to see your family thrive and an inheritance could help them achieve important goals in life. Traditionally, you would transfer wealth to your loved ones when you passed away, leaving instructions in your will […]
Your Autumn Budget update – the key news from the chancellor’s statement
Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax year and beyond. Arguing that the July general election had given Labour a “mandate to restore stability and start a decade of renewal”, Reeves described it as “a Budget to […]
How to prioritise your mental health as a business owner
While running your own business might give you an incredible sense of independence and success, it can often come with a significant emotional cost. Indeed, according to a survey from Simply Business, 56% of small business owners reported experiencing poor mental health in the 12 months leading to April 2023. This high figure might come […]
Will the US election affect your investments? Here’s what you need to know
As the US presidential election on 5 November 2024 draws near, the race between former President Donald Trump and Vice President Kamala Harris is certainly intensifying. Since Joe Biden stepped down due to concerns regarding his mental capacity, Harris has taken up the mantle for the Democrats, making the contest fiercely competitive. Indeed, polling averages […]
