How your definition of “wealth” affects your financial behaviours

The word “wealth” might conjure up visions of overflowing bank accounts, sprawling properties, and luxury goods. This somewhat traditional view associates wealth with financial assets, income, and material possessions. While achieving financial security is undoubtedly important, limiting your understanding of wealth to material gain can have significant consequences for your financial behaviours and overall wellbeing. […]

Could “salary sacrifice” benefit both your employees and your business?

In today’s competitive economic landscape, finding strategies that benefit both your bottom line and your employees’ wellbeing is key to a thriving business. You could now be particularly worried about cutting costs while keeping employees happy, considering the increase to employer National Insurance contributions (NICs) on 6 April 2025. One powerful tool to consider is […]

What is a “Bed and ISA” strategy and how could it reduce your tax bill?

With the start of the new tax year behind us, now is a good time to consider how you could make your investments work harder and more efficiently for you. After all, tax-efficient investing is a core part of building long-term wealth and maximising your potential for returns. That’s why understanding and making use of […]

Your Spring Statement update – the key news from the chancellor’s speech

Big Ben and Westminster Abbey, London

After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect you and your personal finances […]

Guide: The home movers guide to mortgages

Whether you’re just exploring your options or already have a property earmarked for your next move, there are some important things to consider when it comes to buying your next home. The housing market and mortgage landscape may have changed in the years since you bought your last home and though it may be an […]

Guide: 7 allowances you might want to use before the end of the 2024/25 tax year

When a new tax year starts, many allowances reset. So, checking if you could use these valuable allowances before 5 April 2025, when the 2024/25 tax year ends, might help your money go further. It’s important to understand which allowances fit into your financial plan and suit your goals. So, this guide could help you […]

1 in 5 people don’t know how much is going into their pension. Do you?

When you’re busy working, earning, and enjoying life with your family, it’s easy to put your pension on the back burner. After all, retirement seems like a far away dot on the horizon, so there’s nothing to worry about for now. But the truth is, the cost of retirement is going up. The Pensions and […]

3 simple tips for organising your personal finances as a busy business owner

If you run your own business, your routine is likely to be anything but “normal”. You may sometimes envy your friends and family who have a 9 to 5 job, despite feeling proud of the successful career you built from scratch. You could find that while your business has achieved great things and continues to […]

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