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Spring Forecast Statement 2022

Download our PDF version for Spring Forecast Statement 2022. Chancellor of the Exchequer, Rishi Sunak, delivered his 2022 Spring Statement on 23 March, confirming implementation of the politically contentious 1.25 percentage-point rise in most National Insurance contributions, though with revised thresholds to mitigate the impact. He declared that his overall plan “builds a stronger, more […]

6 Financial planning tips before the end of the tax year

The end of the tax year is drawing near. You may be thinking about what financial planning tips you should be following in the next few weeks. Here are some simple tips to help… Make use of your ISA allowance. ISAs are a great way to keep your savings growing free from tax. With the […]

Shrink your Inheritance Tax bill: 6 practical gifts to reduce your ‘death tax’

“In this world, nothing is certain except death and taxes” – Benjamin Franklin. When it comes to Inheritance Tax, these two certainties collide. When someone dies, their estate becomes the responsibility of their heirs to settle. For individuals who own property or have sizeable savings, this could easily mean that a significant amount of inheritance […]

5 Ways To Boost Your Pension: Getting the most out of your company pension

If you are lucky enough to be in a company pension scheme, then congratulations; it’s time to think about what you can do to make sure you get the most out of it. Here are five things you should do when trying to boost your pension. 1. Talk to your HR department and manage your […]

Terminal Illness vs Critical Illness

Terminal Illness vs Critical Illness As regular readers of our blog, you will understand from a financial planning perspective that insurance is the foundation to a solid financial plan. Without protecting you & your family, there is little point in trying to build wealth. It could all come tumbling down quite easily at the stroke […]

Economic Review November 2021

Read our latest ‘Economic Review’ – discovery of the Omicron variant impacted global stock markets… Click here to Download

5 steps to strengthen your finances (and you don’t need a financial planner)

It is true that a financial planners role revolves around retirement planning. Getting those pensions in order, working out what’s possible and helping clients to visualise the retirement they want. It’s also true that if you put some effort into your financial plans, you will have a nice retirement. If you put no effort in, […]