Guide: Everything you need to know about the State Pension
Having a stable income when you retire could give you the independence to enjoy a meaningful and fulfilling life after work. Indeed, a July 2023 survey by Legal & General found that 94% of UK adults said that financial security was their most important retirement dream. Your State Pension, along with other savings and investments, […]
Could your home open the door to a comfortable retirement?
For the next generation of retirees, being able to afford a comfortable retirement is a growing concern. In fact, the Guardian reports that 35% of those aged 45 to 54 haven’t started planning for retirement yet. Meanwhile, across all unretired UK adults, just 13% of men and 8% of women have a comprehensive plan to […]
Why business owners are choosing a phased retirement
As a business owner, you may have mixed feelings about the prospect of retirement. While you might be looking forward to spending more time with family, travelling, or relaxing, you could also feel apprehensive about stepping away from your business. In some cases, a phased or semi-retirement can offer the best of both worlds – […]
Autumn Budget 2025: Keep calm and carry on
On 26 November 2025, chancellor Rachel Reeves is set to deliver her highly anticipated Autumn Budget. And many sources are speculating over what changes could be around the corner. Reeves renewed the government’s pledge not to increase Income Tax, VAT, and National Insurance (NI) for “working people” in September 2025, as the Independent reports. While […]
Guide: 12 practical reasons to write a will and name a Lasting Power of Attorney
Thinking about what might happen after you die isn’t easy. It’s hard to imagine the world simply continuing. That’s likely one reason why so many people put off writing a will for “another time” or decide to “sort it later”. But the reality is, none of us know when we’ll die. Having a will in […]
Guide: Revealed: The value of financial planning
Financial planning can add real value to your life, helping you achieve your goals and enjoy the lifestyle you want. When you think about financial planning, you might initially focus on the financial element. Perhaps you’re interested in how planning can help you reduce your tax bill, invest to get the most out of your […]
How to protect yourself from investment scams in 2025
Investment scams are, unfortunately, on the rise in the UK, making it more important than ever to protect your hard-earned money. The digital age has brought plenty of opportunities to savers and investors, but it has also equipped scammers and fraudsters with a slew of new tools and tactics, and they often blur the line […]
From dot-com dreams to digital realities: How 25 years of tech evolution have transformed money management
Just 25 years ago, the world of technology was a wild frontier. The internet, particularly, was brimming with possibilities. Investors jumped on the bandwagon, creating what was known as the “dot-com bubble” – an over-inflated technology industry. This bubble burst, as many eventually do, triggering a significant downturn in global stock markets as high-value shares […]
What the Back to the Future ripple effect could teach you about financial planning
It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well. One of the plot devices in Back to the Future is the ripple effect – […]
Guide: The compounding effect: How it could boost or harm your finances
When a 1920s ad referred to compound interest as “the eighth wonder of the world”, the quote was left unattributed. But that didn’t stop it from becoming synonymous with the celebrated physicist, Albert Einstein. The link was likely intended to lend credibility to a statement that at first glance seems bold. And yet, compounding could […]
