How Inheritance Tax is changing for business owners and what you can do now
In the 2024 Autumn Budget, chancellor Rachel Reeves announced that, for the first time since 1992, businesses will no longer be eligible for 100% Inheritance Tax (IHT) relief on all qualifying assets, effective from April 2026. Instead, new thresholds will mean more estates comprised of business and agricultural property might be liable for IHT. Due […]
Finger-in-the-air finances: 4 important costs you might have misjudged
It’s possible to get away with a “finger-in-the-air” approach for much of our day-to-day lives, whether it’s how much salt you add to dinner or judging if the petrol left in your tank will be enough to get you to work and back. However, this strategy can be particularly risky (and costly) for your financial […]
Guide: 5 tips to help you manage your wealth in 2026
The start of a new year can be the perfect time to check in on your finances, set goals for the year ahead, and create a plan for how to achieve them. In fact, the Investment Association (6 January 2025) found that 43% of UK adults planned to set financial goals at the start of […]
4 tax-efficient benefits of pensions and how to make the most of them
In December 2025, PensionsAge reported that 31% of UK adults couldn’t identify the purpose of pension tax relief. A further 44% didn’t even know what it was. When pressed, the 2,000 people surveyed demonstrated confused and varied understandings. Some thought it enabled the government to match individuals’ pension contributions. Others thought it allowed pensioners to […]
Guide: The money lessons your family could learn from board games this Christmas
There is perhaps no better time than the festive season to sit down and enjoy a favourite board game with your loved ones. But as many families know, a friendly game can quickly get competitive. Sometimes this even leads to heated arguments over who gets to be the banker or who suddenly “forgot” to follow […]
Guide: 5 enduring money lessons you can discover in Jane Austen’s novels
In life, the finest wisdom often comes from the most unexpected places. So, you may be surprised to learn that Jane Austen – one of the most revered romance authors of all time and a paragon of women’s literature – has anything to teach you about the modern world of finance. Born in Hampshire in […]
Guide: Everything you need to know about the State Pension
Having a stable income when you retire could give you the independence to enjoy a meaningful and fulfilling life after work. Indeed, a July 2023 survey by Legal & General found that 94% of UK adults said that financial security was their most important retirement dream. Your State Pension, along with other savings and investments, […]
Could your home open the door to a comfortable retirement?
For the next generation of retirees, being able to afford a comfortable retirement is a growing concern. In fact, the Guardian reports that 35% of those aged 45 to 54 haven’t started planning for retirement yet. Meanwhile, across all unretired UK adults, just 13% of men and 8% of women have a comprehensive plan to […]
Why business owners are choosing a phased retirement
As a business owner, you may have mixed feelings about the prospect of retirement. While you might be looking forward to spending more time with family, travelling, or relaxing, you could also feel apprehensive about stepping away from your business. In some cases, a phased or semi-retirement can offer the best of both worlds – […]
Autumn Budget 2025: Keep calm and carry on
On 26 November 2025, chancellor Rachel Reeves is set to deliver her highly anticipated Autumn Budget. And many sources are speculating over what changes could be around the corner. Reeves renewed the government’s pledge not to increase Income Tax, VAT, and National Insurance (NI) for “working people” in September 2025, as the Independent reports. While […]