How to protect yourself from investment scams in 2025
Investment scams are, unfortunately, on the rise in the UK, making it more important than ever to protect your hard-earned money. The digital age has brought plenty of opportunities to savers and investors, but it has also equipped scammers and fraudsters with a slew of new tools and tactics, and they often blur the line […]
From dot-com dreams to digital realities: How 25 years of tech evolution have transformed money management
Just 25 years ago, the world of technology was a wild frontier. The internet, particularly, was brimming with possibilities. Investors jumped on the bandwagon, creating what was known as the “dot-com bubble” – an over-inflated technology industry. This bubble burst, as many eventually do, triggering a significant downturn in global stock markets as high-value shares […]
What the Back to the Future ripple effect could teach you about financial planning
It’s been 40 years since Back to the Future delighted cinema-goers with its time-travelling adventure. Teenager Marty McFly discovers the power of the “ripple effect”, and it’s something that could be valuable when you’re creating a financial plan as well. One of the plot devices in Back to the Future is the ripple effect – […]
Guide: The compounding effect: How it could boost or harm your finances
When a 1920s ad referred to compound interest as “the eighth wonder of the world”, the quote was left unattributed. But that didn’t stop it from becoming synonymous with the celebrated physicist, Albert Einstein. The link was likely intended to lend credibility to a statement that at first glance seems bold. And yet, compounding could […]
Could “salary sacrifice” benefit both your employees and your business?
In today’s competitive economic landscape, finding strategies that benefit both your bottom line and your employees’ wellbeing is key to a thriving business. You could now be particularly worried about cutting costs while keeping employees happy, considering the increase to employer National Insurance contributions (NICs) on 6 April 2025. One powerful tool to consider is […]
Guide: How financial planning could help you answer essential “what if?” questions
Financial planning is all about helping you to reach your life goals. Ultimately, the objective is for your wealth to allow you to achieve all the things you want to do now and in the future. That might be as simple as being able to relax and enjoy a comfortable retirement or helping your children […]
What is a “Bed and ISA” strategy and how could it reduce your tax bill?
With the start of the new tax year behind us, now is a good time to consider how you could make your investments work harder and more efficiently for you. After all, tax-efficient investing is a core part of building long-term wealth and maximising your potential for returns. That’s why understanding and making use of […]
Your Spring Statement update – the key news from the chancellor’s speech
After Rachel Reeves’ impactful first Budget in autumn 2024, you might have been concerned about the announcements that would be included in her Spring Statement on 26 March 2025. Reassuringly, the major headline from this year’s springtime fiscal event is that Reeves made few announcements that are likely to affect you and your personal finances […]
Guide: The home movers guide to mortgages
Whether you’re just exploring your options or already have a property earmarked for your next move, there are some important things to consider when it comes to buying your next home. The housing market and mortgage landscape may have changed in the years since you bought your last home and though it may be an […]
Guide: 7 allowances you might want to use before the end of the 2024/25 tax year
When a new tax year starts, many allowances reset. So, checking if you could use these valuable allowances before 5 April 2025, when the 2024/25 tax year ends, might help your money go further. It’s important to understand which allowances fit into your financial plan and suit your goals. So, this guide could help you […]
